Mortgages and Banking

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A Shift in the Mortgage Market

The pendulum swings back toward easier mortgage-lending standards as the government tries to resurrect housing. More

Can You Spare a Dime?
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Can You Spare a Dime?

Producers with strong balance sheets can secure loans. More

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The Loan Default Shakedown

Here are some pointers for wrestling with your bank. More

Where to Find Credit Relief
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Where to Find Credit Relief

Credit is available if you look hard enough. More

Wall Street: Changed Forever
My Economic Outlook
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My Economic Outlook

Ready-mix production may total less than 375 million yards in 2008. More

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Calm Down: No Recession

The concrete industry faces tough questions whenever the economic horizon is cloudy. Managers must decide on the timing for capital expenditures, how to plan staffing levels, and many smaller decisions in between. More

Digging Out
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Digging Out

I believe the key to the housing recovery will be the traditional... More

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Housing's Perfect Storm

Against the financial backdrop of the new housing market, it is becoming harder to predict the outcome of 2007. But we could see a year where concrete production falls as much as 10% to 15% from the 2006 record. More

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